For employers • Group health
Health insurance that takes work off your desk.
Bindly Group Concierge: 22 services bundled with your group health plan at no separate cost. Open enrollment, a compliance calendar, 24/7 benefits support and bill-and-claim help are available today. Switching takes one signature.
8 of the 22 are available today and 14 are rolling out. Every one below is labelled.
- LicensedAZ Life & Health
- License #On request
- ComplianceHIPAA-aligned
Prefer to talk it through? Call the benefits desk at (623) 257-7625. It answers around the clock, and a licensed producer returns calls Monday through Friday.
The honest version
Brokers love to talk about premium savings. You can't bank promises.
Here is what HR and CFOs actually need, and what Bindly does about each one, in writing.
- HR
“Open enrollment is 3 weeks of pure stress every year.”
Bindly: We run open enrollment for you. Communications in English and Spanish, a guided election flow for every employee, and a clean carrier file at close.
- HR
“Employees come to me with random benefits questions all day.”
Bindly: Employees ask our 24/7 assistant, which answers from your own plan documents and hands off to a licensed Bindly agent when it should.
- HR
“Compliance deadlines come and go and I'm always finding out late.”
Bindly: We track every deadline against your plan year and your state, and remind you 30, 14, 7 and 1 day out.
- HR
“When someone leaves, COBRA is a nightmare.”
Bindly: COBRA notices and election tracking are rolling out. Today we tell you which notices are due and when. We are not a COBRA administrator and we will not say we are.
- EE
“I got a bill the carrier will not explain.”
Bindly: Your employee asks us. We read the document with them, explain how an appeal works, and point them to the right contacts at their carrier.
- HR
“Onboarding takes forever because of benefits paperwork.”
Bindly: New hires get their plan documents, their enrollment link and the benefits assistant on day one, with a licensed agent behind it.
- HR
“Our remote employees in 12 states make benefits chaos.”
Bindly: We are licensed in every state your team works from, and multi-state plan options and compliance are our job.
- CFO
“Health insurance is our 2nd-biggest line item with zero visibility.”
Bindly: Benchmarking against peer employers and quarterly reviews are rolling out. What you get today is a broker who answers, and every deadline and document in one place.
The Concierge bundle
22 services. Three tiers. Yours by headcount.
Every Bindly group gets the Tier 0 essentials. Larger groups unlock more as they grow. There is no cost to your employees and no separate invoice: these services are paid for by the carrier commission we already earn for placing your coverage.
Each service says whether it is available today or rolling out. 8 are available today.
Tier 0
All groups
Every Bindly group gets these, at any headcount.
- #124/7 employee benefits chatAvailable today
Employees ask "is this covered?" and get answers from their actual plan documents, without HR.
- #2Compliance calendar with automatic remindersAvailable today
Every employer benefits deadline tracked, with reminders 30, 14, 7 and 1 day out.
- #3Bill and claim helpAvailable today
Surprise bill or a denied claim? Your employee asks us and we point them to the right contacts at their carrier.
- #4SBC and SAR distribution trackingAvailable today
The Summary of Benefits and Coverage and Summary Annual Report deadlines, tracked with the proof filed.
- #5ERISA wrap document and Form 5500Rolling out
Most small and mid-size groups are out of compliance here. We are building the fix.
- #6Mid-year benchmarking reportRolling out
Your plan against market peers, delivered to the CFO before renewal season.
- #7Mobile employee appRolling out
Wallet ID cards, find a doctor, ask Bindly, view claims. On request.
Tier 1
25+ employees
Groups with 25 or more employees unlock these in addition.
- #8ACA 1094-C and 1095-CRolling out
For Applicable Large Employers. Prepared from your eligibility and offer data.
- #9COBRA notices and election trackingRolling out
Qualifying event to notice to election, with the statutory deadlines computed.
- #10HRIS and payroll integrationRolling out
Automatic eligibility feeds between your HRIS, payroll and the carriers. On request.
- #11Open enrollment platformAvailable today
We run open enrollment: employee meetings, communications, elections, post-OE audit.
- #12Plan decision supportAvailable today
A "which plan is right for me?" walkthrough for every employee during open enrollment.
- #1324/7 benefits supportAvailable today
An assistant trained on your plan documents, plus our customer service line.
- #14Voluntary benefitsRolling out
Pet, legal, identity, hospital indemnity, accident and critical illness. On request.
Tier 2
100+ employees
Groups with 100 or more employees unlock everything.
- #15Custom-branded employee appRolling out
Your logo, your colors, your benefits. On request.
- #16Quarterly business reviewsRolling out
Cost drivers, utilization and renewal trajectory, reviewed with your CFO each quarter.
- #17Captive feasibility reviewRolling out
Whether a group medical captive makes financial sense for you. On request.
- #18ICHRA and QSEHRA modelingRolling out
Model a defined-contribution move off a traditional group plan. On request.
- #19Stop-loss placement (self-funded groups)Rolling out
We broker your specific and aggregate stop-loss and work the renewal. On request.
- #20Total rewards statementsRolling out
A personalized "here is what your package is worth" statement for every employee.
- #21Bilingual employee communicationsAvailable today
Full Spanish across enrollment communications and the employee flow.
- #22Mental health benefit reviewRolling out
EAP utilization, network adequacy and parity, measured against peers.
Built for your industry
We know the failure modes for your kind of business.
Pick the closest match and we will show you the specific Concierge services we deploy for that industry.
Construction
Multi-state crews, prevailing-wage rules, and turnover that breaks every ben-admin platform. Bindly is built for it.
Transportation & Trucking
Owner-operators, W-2 drivers, dispatch staff. Bindly Insurance already covers your fleet and we can cover your crew too.
Restaurants & Hospitality
Hourly mix, ACA full-time tracking, and an ALE determination you'd rather not think about. Bindly handles it.
Professional Services
Your associates expect benefits as polished as your firm. Bindly delivers a tier-1 employer brand without a tier-1 admin team.
Manufacturing
Shift workers, bilingual comms, and renewal pressure that hits the P&L. Bindly is the broker built for it.
Healthcare providers
Providers, clinical staff and admin teams, ironically the toughest demographic to insure. Bindly knows the territory.
The BOR letter
Switching brokers is one signature.
A Broker of Record (BOR) letter assigns servicing rights to Bindly. Your plan, your carrier, your rates and your renewal date do not change. Only who picks up the phone.
- 1
Sign the BOR letter
One page. We pre-fill it for you. Your incumbent broker keeps every commission they have already earned, and nothing changes for them retroactively.
- 2
Carrier reassigns servicing
Carriers typically process a BOR within about 14 days. Coverage and rates do not change. Only who answers your phone calls.
- 3
Bindly onboards you
We collect plan documents, build your compliance calendar, load your roster, and introduce your employees to the benefits assistant.
- 4
We start working
Every Concierge service marked available today is live for your group. The ones marked rolling out reach you as they ship, and we tell you where each one stands.
20 minutes. No pitch. Just a tour of what we'd move off your desk.
Tell us about your group and we'll prepare a tailored walkthrough of the 22 Concierge services that would apply to you.