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Group health, quoted from a simple census.

Send ages, ZIP codes, and coverage tiers for your team. We quote the carriers in your area, lay the options side by side with your cost and each employee’s, and handle enrollment. Our help is free to you.

Drop your census here

Excel or CSV with ages, ZIP codes, and coverage tiers. No names needed. Don’t have one? Excel template or CSV.

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Prefer to talk it through? Call the benefits desk at (623) 257-7625. It answers around the clock, and a licensed producer returns calls Monday through Friday.

Group quote GRP-3312Sample

Cedar Street Dental

14 employees · medical, dental, and vision

  1. Census received

    Ages, ZIP codes, and coverage tiers. No names.

    Tue 10:20 AM
  2. Reviewed

    Your contribution and start date confirmed

    Tue 1:05 PM
  3. Out to carriers

    4 carriers, 2 quotes back so far

    In progress
  4. Options ready

    Your cost and each employee’s, side by side

  5. You pick a plan

    Sign in your browser

  6. Employees enroll

    Each one gets a link, then ID cards

Updated 20 min agoText and email updates

Where are you starting?

Small group coverage can start on the first of any month
Your first group planMost carriers need at least one enrolled employee who is not an owner or a spouse.Renewal coming upSend us the renewal letter at least 30 days before it takes effect. We shop it against the other carriers in your area before you sign.Adding dental and visionWith medical or on their own, paid by you or voluntary for your employees.Switching brokersKeep your plan and make us your broker of record. Your coverage stays the same.

What employers say

In their own words
“We were non-renewed from HealthNet and Bindly was able to get us a nearly identical plan in less than a week for nearly the same price! Health insurance is so hard and expensive, more than ever, so they were a huge relief to help us keep our network! Thank you guys!!”
Katie J. · Employer
“We transferred our group policies to Bindly given it was the same price, and Bindly was able to handle so much more than our last broker! I love the tech stack these guys offer. You guys make my life so much easier!”
Brittney S. · Employer
“Health insurance has always been difficult for our HR department, but Bindly made enrollments so quick and easy! I love the automation and it was actually intuitive! Looking forward to working with you all!”
Jamie D. · HR
“We have a large group and our last broker would struggle to help us get everything together every year, and so we had to transfer our group policies over to Bindly, given the cost was the same of course, and all the add-on services we got. I’d recommend anyone do the same if they are not having their entire program managed by their broker.”
Nick G. · Large group

The honest version

Brokers love to talk about premium savings. You can’t bank promises.

Here is what HR and CFOs actually need, and what Bindly does about each one, in writing.

HR

“Open enrollment is 3 weeks of pure stress every year.”

Bindly: We run open enrollment for you. Communications in English and Spanish, a guided election flow for every employee, and a clean carrier file at close.

HR

“Employees come to me with random benefits questions all day.”

Bindly: Employees ask our 24/7 assistant, which answers from your own plan documents and hands off to a licensed Bindly agent when it should.

HR

“Compliance deadlines come and go and I'm always finding out late.”

Bindly: We track every deadline against your plan year and your state, and remind you 30, 14, 7 and 1 day out.

HR

“When someone leaves, COBRA is a nightmare.”

Bindly: COBRA notices and election tracking are rolling out. Today we tell you which notices are due and when. We are not a COBRA administrator and we will not say we are.

EE

“I got a bill the carrier will not explain.”

Bindly: Your employee asks us. We read the document with them, explain how an appeal works, and point them to the right contacts at their carrier.

HR

“Onboarding takes forever because of benefits paperwork.”

Bindly: New hires get their plan documents, their enrollment link and the benefits assistant on day one, with a licensed agent behind it.

HR

“Our remote employees in 12 states make benefits chaos.”

Bindly: We’re a national brokerage.

CFO

“Health insurance is our 2nd-biggest line item with zero visibility.”

Bindly: Benchmarking against peer employers and quarterly reviews are rolling out. What you get today is a broker who answers, and every deadline and document in one place.

The Concierge bundle

22 services. Three tiers. Yours by headcount.

Every Bindly group gets the Tier 0 essentials. Larger groups unlock more as they grow. There is no cost to your employees and no separate invoice: these services are paid for by the carrier commission we already earn for placing your coverage.

Each service says whether it is available today or rolling out. 8 are available today.

Built for your industry

The Concierge services we set up first for your kind of business
ConstructionMulti-state crews, prevailing-wage rules, and turnover that breaks every ben-admin platform. Bindly is built for it.Transportation & TruckingOwner-operators, W-2 drivers, dispatch staff. Bindly Insurance already covers your fleet and we can cover your crew too.Restaurants & HospitalityHourly mix, ACA full-time tracking, and an ALE determination you'd rather not think about. Bindly handles it.Professional ServicesYour associates expect benefits as polished as your firm. Bindly delivers a tier-1 employer brand without a tier-1 admin team.ManufacturingShift workers, bilingual comms, and renewal pressure that hits the P&L. Bindly is the broker built for it.Healthcare providersProviders, clinical staff and admin teams, ironically the toughest demographic to insure. Bindly knows the territory.

The BOR letter

Switching brokers is one signature.

A Broker of Record (BOR) letter assigns servicing rights to Bindly. Your plan, your carrier, your rates and your renewal date do not change. Only who picks up the phone.

  1. Step 1

    Sign the BOR letter

    One page. We pre-fill it for you. Your incumbent broker keeps every commission they have already earned, and nothing changes for them retroactively.

  2. Step 2

    Carrier reassigns servicing

    Carriers typically process a BOR within about 14 days. Coverage and rates do not change. Only who answers your phone calls.

  3. Step 3

    Bindly onboards you

    We collect plan documents, build your compliance calendar, load your roster, and introduce your employees to the benefits assistant.

  4. Step 4

    We start working

    Every Concierge service marked available today is live for your group. The ones marked rolling out reach you as they ship, and we tell you where each one stands.

The full BOR explainer and letter generator

20 minutes. No pitch. Just a tour of what we’d move off your desk.

Tell us about your group and we’ll prepare a walkthrough of the 22 Concierge services that would apply to you.