Restaurants & Hospitality
Group health for restaurant operators.
Hourly mix, ACA full-time tracking, and an ALE determination you'd rather not think about. Bindly handles it.
Built for NAICS 722 (Food Services & Drinking Places) and 721 (Accommodation).
- LicensedAZ Life & Health
- License #On request
- ComplianceHIPAA-aligned
Pain points we hear from restaurant operators
Here is what your peers actually deal with, and our answer for each.
“Hourly tracking for ACA full-time determination is a nightmare and your payroll system doesn't do it well.”
Bindly: We hold the measurement, administrative and stability period dates on your compliance calendar and remind you before an offer deadline passes.
“Front-of-house turnover is brutal; COBRA notices are constant.”
Bindly: Every COBRA notice deadline is on your calendar with reminders today. Generating the notices themselves, with the statutory dates computed, is rolling out.
Backed byCOBRA notices and election tracking
“Half your team's first language is Spanish and your current broker emails English-only PDFs.”
Bindly: Open enrollment communications and the employee election flow run in English and Spanish by default.
Backed byBilingual employee communicationsOpen enrollment platform
“GMs and shift leads can't take time for OE meetings during dinner service.”
Bindly: Employees complete enrollment on their own phone in minutes, with a plan comparison that shows the likely cost for their household.
“A surprise out-of-network ER bill puts a server in a bad spot. They call you, the GM.”
Bindly: The employee asks us. We read the bill with them, explain how an appeal works, and point them to the right contacts at their carrier. The GM stays out of it.
Backed byBill and claim help
Concierge services
The services we deploy for restaurant operators first.
Every Bindly group gets the full Concierge bundle. These are the ones you would feel first. Each service says whether it is available today or rolling out.
Tier 0
All groups
Every Bindly group gets these, at any headcount.
- #124/7 employee benefits chatAvailable today
Employees ask "is this covered?" and get answers from their actual plan documents, without HR.
- #2Compliance calendar with automatic remindersAvailable today
Every employer benefits deadline tracked, with reminders 30, 14, 7 and 1 day out.
- #3Bill and claim helpAvailable today
Surprise bill or a denied claim? Your employee asks us and we point them to the right contacts at their carrier.
- #4SBC and SAR distribution trackingAvailable today
The Summary of Benefits and Coverage and Summary Annual Report deadlines, tracked with the proof filed.
- #5ERISA wrap document and Form 5500Rolling out
Most small and mid-size groups are out of compliance here. We are building the fix.
- #6Mid-year benchmarking reportRolling out
Your plan against market peers, delivered to the CFO before renewal season.
- #7Mobile employee appRolling out
Wallet ID cards, find a doctor, ask Bindly, view claims. On request.
Tier 1
25+ employees
Groups with 25 or more employees unlock these in addition.
- #8ACA 1094-C and 1095-CRolling out
For Applicable Large Employers. Prepared from your eligibility and offer data.
- #9COBRA notices and election trackingRolling out
Qualifying event to notice to election, with the statutory deadlines computed.
- #10HRIS and payroll integrationRolling out
Automatic eligibility feeds between your HRIS, payroll and the carriers. On request.
- #11Open enrollment platformAvailable today
We run open enrollment: employee meetings, communications, elections, post-OE audit.
- #12Plan decision supportAvailable today
A "which plan is right for me?" walkthrough for every employee during open enrollment.
- #1324/7 benefits supportAvailable today
An assistant trained on your plan documents, plus our customer service line.
- #14Voluntary benefitsRolling out
Pet, legal, identity, hospital indemnity, accident and critical illness. On request.
Tier 2
100+ employees
Groups with 100 or more employees unlock everything.
- #15Custom-branded employee appRolling out
Your logo, your colors, your benefits. On request.
- #16Quarterly business reviewsRolling out
Cost drivers, utilization and renewal trajectory, reviewed with your CFO each quarter.
- #17Captive feasibility reviewRolling out
Whether a group medical captive makes financial sense for you. On request.
- #18ICHRA and QSEHRA modelingRolling out
Model a defined-contribution move off a traditional group plan. On request.
- #19Stop-loss placement (self-funded groups)Rolling out
We broker your specific and aggregate stop-loss and work the renewal. On request.
- #20Total rewards statementsRolling out
A personalized "here is what your package is worth" statement for every employee.
- #21Bilingual employee communicationsAvailable today
Full Spanish across enrollment communications and the employee flow.
- #22Mental health benefit reviewRolling out
EAP utilization, network adequacy and parity, measured against peers.
Ready for a tailored walkthrough?
We'll prepare with your industry context already loaded, so we skip the basics and dig into what would actually change for you.