Transportation & Trucking
Group health for trucking and logistics employers.
Owner-operators, W-2 drivers, dispatch staff. Bindly Insurance already covers your fleet and we can cover your crew too.
Built for NAICS 484 (Trucking) and 488 (Support Activities for Transportation). Pairs with Bindly's commercial trucking practice.
- LicensedAZ Life & Health
- License #On request
- ComplianceHIPAA-aligned
Pain points we hear from trucking and logistics employers
Here is what your peers actually deal with, and our answer for each.
“Most of your drivers are on the road; benefits questions hit dispatch at 11pm.”
Bindly: The 24/7 assistant answers from their own plan documents on any phone browser, and their ID cards reach them by email as soon as the carrier issues them.
“ELD-driven hours-of-service means drivers can't always make a clinic appointment in their home state.”
Bindly: We help drivers find in-network telehealth and urgent care along their routes, and when a stop-off ER claim is denied we read the bill with them and point them to the right contacts at their carrier.
Backed byBill and claim help
“1099 owner-operators want some kind of benefits offering but the rules are tricky.”
Bindly: An individual-coverage path for owner-operators on bindlyhealth.com, with the same account team. ICHRA modeling for the W-2 side is work we run on request.
Backed byICHRA and QSEHRA modeling
“Driver turnover is constant, so COBRA, 1095s and new-hire onboarding never stop.”
Bindly: New hires get their documents, their enrollment link and the assistant on day one, so dispatch is not the help desk. COBRA notices and ACA filing are tracked as deadlines today and generated for you as they roll out.
Backed byCOBRA notices and election trackingaca-1094-1095-filing
“Your insurance broker covers the fleet but knows nothing about health benefits.”
Bindly: Bindly Insurance and Bindly Health share one account team. Auto liability, cargo, occupational accident and group health, one number.
Backed bycarrier-escalation-desk
Concierge services
The services we deploy for trucking and logistics employers first.
Every Bindly group gets the full Concierge bundle. These are the ones you would feel first. Each service says whether it is available today or rolling out.
Tier 0
All groups
Every Bindly group gets these, at any headcount.
- #124/7 employee benefits chatAvailable today
Employees ask "is this covered?" and get answers from their actual plan documents, without HR.
- #2Compliance calendar with automatic remindersAvailable today
Every employer benefits deadline tracked, with reminders 30, 14, 7 and 1 day out.
- #3Bill and claim helpAvailable today
Surprise bill or a denied claim? Your employee asks us and we point them to the right contacts at their carrier.
- #4SBC and SAR distribution trackingAvailable today
The Summary of Benefits and Coverage and Summary Annual Report deadlines, tracked with the proof filed.
- #5ERISA wrap document and Form 5500Rolling out
Most small and mid-size groups are out of compliance here. We are building the fix.
- #6Mid-year benchmarking reportRolling out
Your plan against market peers, delivered to the CFO before renewal season.
- #7Mobile employee appRolling out
Wallet ID cards, find a doctor, ask Bindly, view claims. On request.
Tier 1
25+ employees
Groups with 25 or more employees unlock these in addition.
- #8ACA 1094-C and 1095-CRolling out
For Applicable Large Employers. Prepared from your eligibility and offer data.
- #9COBRA notices and election trackingRolling out
Qualifying event to notice to election, with the statutory deadlines computed.
- #10HRIS and payroll integrationRolling out
Automatic eligibility feeds between your HRIS, payroll and the carriers. On request.
- #11Open enrollment platformAvailable today
We run open enrollment: employee meetings, communications, elections, post-OE audit.
- #12Plan decision supportAvailable today
A "which plan is right for me?" walkthrough for every employee during open enrollment.
- #1324/7 benefits supportAvailable today
An assistant trained on your plan documents, plus our customer service line.
- #14Voluntary benefitsRolling out
Pet, legal, identity, hospital indemnity, accident and critical illness. On request.
Tier 2
100+ employees
Groups with 100 or more employees unlock everything.
- #15Custom-branded employee appRolling out
Your logo, your colors, your benefits. On request.
- #16Quarterly business reviewsRolling out
Cost drivers, utilization and renewal trajectory, reviewed with your CFO each quarter.
- #17Captive feasibility reviewRolling out
Whether a group medical captive makes financial sense for you. On request.
- #18ICHRA and QSEHRA modelingRolling out
Model a defined-contribution move off a traditional group plan. On request.
- #19Stop-loss placement (self-funded groups)Rolling out
We broker your specific and aggregate stop-loss and work the renewal. On request.
- #20Total rewards statementsRolling out
A personalized "here is what your package is worth" statement for every employee.
- #21Bilingual employee communicationsAvailable today
Full Spanish across enrollment communications and the employee flow.
- #22Mental health benefit reviewRolling out
EAP utilization, network adequacy and parity, measured against peers.
Ready for a tailored walkthrough?
We'll prepare with your industry context already loaded, so we skip the basics and dig into what would actually change for you.