Construction
Group health for construction employers.
Multi-state crews, prevailing-wage rules, and turnover that breaks every ben-admin platform. Bindly is built for it.
Designed around NAICS 23 (Construction). Works for GCs, subs, and specialty trades.
- LicensedAZ Life & Health
- License #On request
- ComplianceHIPAA-aligned
Pain points we hear from construction employers
Here is what your peers actually deal with, and our answer for each.
“Crews work across multiple states; carriers refuse to enroll people whose payroll address doesn't match their work site.”
Bindly: We map each employee to the right state plan, manage multi-state enrollment, and work the carrier exceptions when crews move.
“Prevailing-wage projects require specific fringe-benefit reporting; HR has to reconcile this manually every period.”
Bindly: You send us the roster and we reconcile the benefits portion of fringe against it each period. An automated feed into certified payroll is scoped with you rather than promised on day one.
Backed byHRIS and payroll integration
“Turnover is high, so COBRA notices and 1095 forms are constant work.”
Bindly: Today we tell you which COBRA notices and which ACA filings are due and when, on a calendar built from your plan year. Generating the notices and the forms for you is rolling out.
Backed byCOBRA notices and election trackingACA 1094-C and 1095-C
“Crews speak Spanish; carrier and OE materials are English-only.”
Bindly: Open enrollment communications and the employee election flow run in English and Spanish, chosen per employee rather than per company.
Backed byBilingual employee communicationsoe-management-platform
“Workers' comp and group health are managed by different brokers and never align.”
Bindly: Bindly Insurance handles your commercial lines (workers' comp, GL, auto) on the same account team, so one call reaches both sides.
Backed bycarrier-escalation-desk
“Foremen and supers call HR with benefits questions while they're on a job site.”
Bindly: The 24/7 assistant answers from your own plan documents, on any phone browser, and hands off to a licensed Bindly agent when it should.
Concierge services
The services we deploy for construction employers first.
Every Bindly group gets the full Concierge bundle. These are the ones you would feel first. Each service says whether it is available today or rolling out.
Tier 0
All groups
Every Bindly group gets these, at any headcount.
- #124/7 employee benefits chatAvailable today
Employees ask "is this covered?" and get answers from their actual plan documents, without HR.
- #2Compliance calendar with automatic remindersAvailable today
Every employer benefits deadline tracked, with reminders 30, 14, 7 and 1 day out.
- #3Bill and claim helpAvailable today
Surprise bill or a denied claim? Your employee asks us and we point them to the right contacts at their carrier.
- #4SBC and SAR distribution trackingAvailable today
The Summary of Benefits and Coverage and Summary Annual Report deadlines, tracked with the proof filed.
- #5ERISA wrap document and Form 5500Rolling out
Most small and mid-size groups are out of compliance here. We are building the fix.
- #6Mid-year benchmarking reportRolling out
Your plan against market peers, delivered to the CFO before renewal season.
- #7Mobile employee appRolling out
Wallet ID cards, find a doctor, ask Bindly, view claims. On request.
Tier 1
25+ employees
Groups with 25 or more employees unlock these in addition.
- #8ACA 1094-C and 1095-CRolling out
For Applicable Large Employers. Prepared from your eligibility and offer data.
- #9COBRA notices and election trackingRolling out
Qualifying event to notice to election, with the statutory deadlines computed.
- #10HRIS and payroll integrationRolling out
Automatic eligibility feeds between your HRIS, payroll and the carriers. On request.
- #11Open enrollment platformAvailable today
We run open enrollment: employee meetings, communications, elections, post-OE audit.
- #12Plan decision supportAvailable today
A "which plan is right for me?" walkthrough for every employee during open enrollment.
- #1324/7 benefits supportAvailable today
An assistant trained on your plan documents, plus our customer service line.
- #14Voluntary benefitsRolling out
Pet, legal, identity, hospital indemnity, accident and critical illness. On request.
Tier 2
100+ employees
Groups with 100 or more employees unlock everything.
- #15Custom-branded employee appRolling out
Your logo, your colors, your benefits. On request.
- #16Quarterly business reviewsRolling out
Cost drivers, utilization and renewal trajectory, reviewed with your CFO each quarter.
- #17Captive feasibility reviewRolling out
Whether a group medical captive makes financial sense for you. On request.
- #18ICHRA and QSEHRA modelingRolling out
Model a defined-contribution move off a traditional group plan. On request.
- #19Stop-loss placement (self-funded groups)Rolling out
We broker your specific and aggregate stop-loss and work the renewal. On request.
- #20Total rewards statementsRolling out
A personalized "here is what your package is worth" statement for every employee.
- #21Bilingual employee communicationsAvailable today
Full Spanish across enrollment communications and the employee flow.
- #22Mental health benefit reviewRolling out
EAP utilization, network adequacy and parity, measured against peers.
Ready for a tailored walkthrough?
We'll prepare with your industry context already loaded, so we skip the basics and dig into what would actually change for you.