Individual & Family Health Insurance
Health coverage made simple.
Compare ACA-compliant plans, check whether you qualify for a premium subsidy, and enroll in minutes. No jargon, no surprises. Just coverage that works for your life.
Open Enrollment, Special Enrollment and short-term gap coverage. We handle all of it.
What we help you find
Real plans from real carriers on the Marketplace, plus alternatives when the Marketplace is not the right fit.
ACA Marketplace plans
Bronze, Silver, Gold, and Platinum plans with full subsidy eligibility checks.
Special Enrollment
Lost a job, moved, had a baby, or got married? You may qualify outside Open Enrollment.
Short-term coverage
Bridge plans for gaps between jobs or while you wait for an Open Enrollment window.
Dental & vision
Add-on coverage to round out your medical plan, bundled or standalone.
Self-employed & 1099
Coverage built for freelancers, owner-operators, and small-business owners.
Medicare guidance
Independent guidance on Original Medicare, Advantage, and Supplement plans.
How it works
Three steps. No spam calls. No pressure.
- 1
Tell us about you
Zip code, household, and a quick health snapshot. Takes about 2 minutes.
- 2
We compare plans
We check Marketplace plans, subsidies, and off-exchange options side by side.
- 3
Enroll with help
A licensed health agent walks you through enrollment, at no cost to you.
About Bindly
Independent licensed agents. No carrier captive.
Bindly Health is an independent health insurance agency. We're paid by the carriers when you enroll, never by you, and we work with every major Marketplace carrier in the states we serve.
Same account works across Bindly Health, Bindly Insurance, and Bindly Compliance. One login, one team, one place to manage everything we cover for you.
Independent
Not captive to any single carrier
Free to you
Our help costs you nothing
Licensed
Health-licensed agents in every state we serve
Year-round
We help with SEP and life events, not just Open Enrollment
Have employees?
Bindly handles group health too.
Bindly Group Concierge bundles admin services into your group health plan at no separate cost. Open enrollment, a compliance calendar, 24/7 benefits support and bill-and-claim help are available today; more are rolling out and every service says which it is. Switching brokers takes one signature.
- 24/7 employee benefits chat
- Compliance calendar
- Bill and claim help
- Open enrollment platform
- Plan decision support
- Bilingual employee communications
Find your plan
Quick details get you straight into our live plan comparison. every on-exchange plan in your ZIP, your real subsidy, and a secure enrollment flow when you find one you like.